The Abu Dhabi School of Management is pleased to highlight a recent academic publication by Dr. Deepanjana Varshney, Professor and Program Chair – MS in Leadership & Organizational Development (MSLOD).

Dr. Varshney’s research, titled “Exploring AI Ethical Considerations and Governance in the Financial Sector: Examination of Select Countries,” was published in the Journal of Modelling in Management in January 2026.

Addressing a Critical Global Challenge

As artificial intelligence continues to reshape financial systems worldwide, questions surrounding ethics, governance, transparency, and accountability have become increasingly urgent. While AI-driven innovation offers significant efficiency and performance gains, the absence of coherent governance frameworks can amplify bias, opacity, and systemic risk—particularly in highly sensitive financial environments.

This research responds directly to these challenges by examining how AI ethical guidelines and governance frameworks differ across developed and developing countries, highlighting significant disparities in regulatory approaches and implementation.

Key Contributions of the Research

Dr. Varshney’s study makes several important contributions to the field of AI governance and financial management:

  • It reveals gaps and inconsistencies in AI ethical standards across different national contexts

  • It proposes a multidimensional AI governance model that integrates regulatory, ethical, and risk-management considerations

  • It offers a practical framework to support policymakers, regulators, and financial institutions in strengthening responsible AI adoption

  • It provides a global perspective by synthesizing country-specific insights that are often examined in isolation

From Fragmented Policies to Responsible AI Ecosystems

A central insight of the research is the need to move beyond fragmented and reactive AI policies toward coherent, transparent, and trustworthy governance ecosystems. In the financial sector, where trust and stability are essential, responsible AI adoption must be guided not only by technological capability but also by strong governance principles.

As the study emphasizes, the future of AI in finance is not solely about innovation—it is also about governance.

Read More About This Article

To learn more about the publication and access the official abstract, visit:
🔗 Read more on the Journal of Modelling in Management (Emerald Insight) :Exploring AI ethical considerations and governance in the financial sector: examination of select countries | Journal of Modelling in Management | Emerald Publishing

This publication reflects Abu Dhabi School of Management’s ongoing commitment to research excellence, thought leadership, and addressing complex global challenges through rigorous academic inquiry.

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